<br />Health insurance is a fundamental pillar in ensuring the right to healthcare, which is a basic human right. In the Iraqi context, the issue of health insurance faces legal and social challenges that necessitate a thorough review of current legislation. Enhancing the health insurance system in Iraq is not merely a social demand but a legal obligation that the state must fulfill.<br /><br />Iraqi legislation related to health insurance lacks effectiveness and proper implementation. While the law grants citizens the right to healthcare, the reality shows that many Iraqis are unable to access necessary medical services due to high costs. Reports indicate that a significant percentage of the population cannot afford medical treatment, which contradicts the state’s legal commitment to providing healthcare.<br /><br />Moreover, vulnerable groups such as children and women require special attention from lawmakers. Studies reveal that maternal and child mortality rates remain high, reflecting the system’s failure to provide adequate care. The lack of sufficient health insurance leads to a violation of these groups' rights, highlighting the need to strengthen legislation to guarantee their access to medical services.<br /><br />Additionally, raising awareness about the importance of health insurance should be integrated into laws and public policies. In many countries, health insurance is an essential component of the legal framework, encouraging individuals to subscribe to it. By implementing mandatory awareness policies, society can recognize the benefits of health insurance, reinforcing the legal commitment to healthcare access.<br /><br />In conclusion, it is evident that Iraq’s health insurance legislation requires substantial legal reforms to secure citizens’ rights. This demands efforts from legislators and society to ensure healthcare accessibility for all. There must be a genuine commitment to reforming laws and increasing public awareness about the importance of health insurance. These steps are essential to building an effective and sustainable legal healthcare system.<br /><br />AL-Mustaqbal University is the leading private university in Iraq.<br /><br />